One thing many people can agree on is how complicated, confusing, and expensive healthcare in the United States is. What happens if you need to go to the emergency room or see a specialized doctor in the US? This is a great question to ask! The answer mainly revolves around whether or not you have healthcare insurance. Most businesses and companies offer healthcare benefits to their employees, but not all do. Our healthcare system functions very differently than other countries in the world. Healthcare has a very high cost in the US, especially for the individual. There are different alternatives than typical healthcare insurances. If you are looking for healthcare program alternatives, OneShare Health may be for you!
OneShare Health – Is It The Right Choice For You?
OneShare Health offers health care sharing programs for both individuals and families. There are three types of programs: Classic, Complete, and Catastrophic. What makes this health care sharing ministry different is that it was founded by health care professionals whose goal is to create a space for like-minded individuals to share medical expenses within the group.
To become a part of these health care programs, you must sign their statement of belief and agree on their companies’ values. Their values are: honesty, teamwork, innovation, accountability, and flexibility OneShare Health’s mission is simple. They want to inspire healthy communities and connect individuals of similar faiths together.
There are three different programs one can choose from with OneShare Health. Within each program, there are tier levels which include: Basic, Enhanced, and Crown. There is a maximum lifetime sharing amount of up to $1,000,000, depending on the tier level you enroll in. Monthly contributions vary between $150-$310 per month depending on your age, the number of members signing up, and if you are signing up as a family. Below you will read a bit about each program.
- Classic: The most popular program with OneShare Health, the classic program offers a variety of services to enhance your wellness. Check out more about the classic program here.
- Complete: The Complete OneShare Health program covers all of the bases and is the most comprehensive plan. This program is perfect for families or any individual who wants access to many different things.
- Catastrophic: The Catastrophic program is a perfect program for any individual in good health and does not need much medical care. It is the most cost-effective and fits well within your budget! As a member of this program, you will receive membership discounts as well. If you want to read up on the Catastrophic plan, you can read more here or schedule a consultation with one of our educated and informative experts.
Common FAQ’s with OneShare Health
- Will my doctor accept OneShare Health programs?
When visiting a health provider or hospital, be sure to tell them you are indeed a member of the First Health Network via OneShare Health Membership. This is very important as First Health is contracted and can help you with any specific needs. However, they are different from OneShare Health. It is possible that a doctor’s office or hospital could deny your appointment for any type of treatment if you are not clear with this distinction.
First Health Network is an NCQA accredited provider that has several resources in the health care world. There are over one million locations across the United States, including 5700 hospitals and over 700,000 professionals working for them. You may also be asking yourself, will OneShare Health be accepted at larger hospitals across the country? The answer is yes! Come hospitals that members can access if need be are: UCLA Medical center, Yale New Haven, Johns Hopkins Hospital, and Stanford Health Care Hospital. If you need to know if your provider is in the First Health Network, please click this link to check if your provider and follow the guidelines, or call 833-351-8114.
- How much does a OneShare Health program cost?
The cost of each program with OneShare Health varies between 150-310 dollars per month. This depends on what program you sign up for. There are other factors that determine which program is right for you and which you qualify for. Things such as the state you reside in, the ages of family members, and the number of family members all contribute to the cost.
Healthcare is the most essential thing to have coverage and insurance for as an individual. We want to find the program that best suits you and your family, and we do not want cost to be an issue. After reading about OneShare Health programs, an essential are you ready to enroll? Schedule a free consultation online here, by emailing firstname.lastname@example.org,or by calling our office at 800-913-0172. We would be happy to answer your questions, ease your mind, and explain all of your different options when it comes to OneShare or any of the other health share memberships we specialize in at HSA For America.